To reduce your grocery bill, first find out what you actually spend, then plan meals around what you already have, switch to cheaper versions of the things you buy most and stop throwing food away. Doing those four things one week at a time is easier to stick to than trying everything at once, and most households can make a noticeable cut within a month without eating worse.
This four-week plan takes about 30 minutes a week. If you want a quick list of individual tactics, see how to save on food shopping; if you are thinking of changing shops, start with our guide to the best value supermarkets.
Before you start: set your baseline
You cannot tell whether the plan is working without a starting figure. Look back over the last four weeks of bank or card statements and add up everything spent on food and household groceries, including top-up shops, corner shop trips and food deliveries. Divide by four to get your weekly baseline.
Write it down somewhere you will see it. Your target for the end of the month is to bring that figure down, and the tracker at the end of this guide shows how to measure it.
Week 1: audit what you buy
Keep every receipt this week, or use your supermarket app's order history. At the end of the week, sort the spending into rough groups:
| Category | What to look for |
|---|---|
| Meals and staples | Your core ingredients; easiest to downshift |
| Snacks and drinks | Often a surprisingly large share |
| Top-up shops | Small trips that add impulse buys |
| Household and toiletries | Often cheaper at discounters or in bulk |
| Thrown away | Anything binned uneaten this week |
Also check your cupboards, fridge and freezer and write down what is already there. That list becomes the starting point for next week's meals.
Week 2: plan before you shop
This week, shop with a plan rather than browsing.
- Plan five evening meals, built around what is already in the cupboard and freezer. Leave two nights for leftovers or something simple.
- Cook once, eat twice. Choose at least two meals that make enough for lunch the next day or a portion to freeze.
- Write a list by aisle and stick to it. Eat before you shop, and leave the children at home if you can.
- Do one main shop and limit top-ups to milk, bread and fresh fruit. Every extra trip is a chance to spend more.
- Set a weekly budget about 10% below your baseline. It is a target, not a test.
Week 3: swap to cheaper versions
Now go through your most-bought items and find a cheaper version of each.
- Drop one brand level. Move from premium to standard own-brand, or from standard to the value range. Try one swap per item; if you do not like it, go back. Most people keep the majority of swaps.
- Compare unit prices. The price per kilo, litre or 100 sheets on the shelf label is what matters. Bigger packs are usually cheaper per unit but not always, and multibuys only help if you would use everything.
- Use loyalty prices. At Tesco and Sainsbury's, member prices cut the cost of a typical basket by about 3% in Which?'s September 2026 comparison, so always scan the card.
- Try frozen and tinned. Frozen vegetables, fruit and fish are often cheaper per portion and do not go off.
- Consider a discounter. In the same Which? comparison, Aldi's basket was about 15% cheaper than Tesco with Clubcard. Even moving part of your shop helps.
Week 4: stop paying for food you bin
Food thrown away is money thrown away. This week, focus on using everything you buy:
- Store food properly: most fruit and vegetables last longer in the fridge, and bread freezes well.
- Understand dates: "use by" is about safety and should be followed; "best before" is about quality, and food is usually fine after it.
- Keep a "use first" shelf in the fridge for things that need eating soon.
- Batch cook and freeze portions of anything you will not get through.
- Use reduced-price "yellow sticker" items only if they fit your plan or can be frozen the same day.
Apps that sell surplus food cheaply can also help; see our guide to reducing food waste for more ideas.
Track the result and keep the saving
Fill in a simple tracker each week:
| Week | Target | Actual spend |
|---|---|---|
| Baseline | - | £ |
| Week 1 (audit) | Same as baseline | £ |
| Week 2 (plan) | Baseline minus 10% | £ |
| Week 3 (swap) | Lower again | £ |
| Week 4 (waste) | Your new normal | £ |
At the end of the month, set your new weekly food budget in the budget planner. Then move the difference into savings on the same day each week, or it will quietly be spent elsewhere. The savings goal calculator shows what that weekly amount adds up to, and SYM can prompt you to put it aside.
If money is very tight
If you are struggling to afford food, check whether you qualify for help such as Healthy Start (for pregnant women and families with young children on certain benefits), free school meals and holiday activities and food programmes run by local councils. Our guide to free help with food costs lists the main schemes, and Citizens Advice can refer you to a food bank if you need one urgently.
Frequently asked questions
How can I cut my grocery bill quickly?
How much should a UK family spend on groceries a week?
Is meal planning really worth it?
Are own-brand products as good as branded ones?
Is it cheaper to shop online or in store?
- groceries
- food-shopping
- meal-planning
- budgeting