The State Pension provides a foundation for retirement income. Understanding how it works helps you plan for retirement and maximise your entitlements.
Full New State Pension
The full new State Pension for 2026/27 is £241.30 per week. To get the full amount, you need 35 years of National Insurance contributions.
- Full amount: £241.30/week
- Need 35 years of NI contributions
- Increases each year with triple lock
How to Check Your Record
Check your State Pension forecast at gov.uk/check-state-pension. It shows how much you'll get and how many years you have. Gaps can be filled with voluntary contributions.
What if I have fewer than 35 years?
You'll get a reduced pension. Each year is roughly 1/35 of the full amount. Consider making voluntary NI contributions to fill gaps.
- state pension
- retirement
- NI
- UK